Chase Direct Deposit Time

Originally Answered: What time do direct deposits hit my chase account? A deposit before 11:00 PM ET is processed on the same business day. Deposits made after 11:00 PM ET are viewable (pending) in your account immediately, but will not be processed until the next business day. . Easy account management through Chase Business online and the Chase Mobile® app. Unlimited electronic deposits, ACH and Chase Quick Deposit SM. Convenient access to 16,000 ATMs and more than 4,700 branches. Re: Chase Bank direct deposit times? I get paid on the 1st and the 15th, my pay generally posts the next business day. Which means Monday if payday lands on Friday. Lol Probably due to the Payroll issues, as they aren't consistent. Direct link to offer. Chase is offering a bonus of $300 when you open a new Chase Total Business checking account and complete the following requirements: Deposit $2,000 in new money within 10 business days & maintain that balance for 60 days; Complete five qualifying transactions within 60 days of account opening. Qualifying transactions are. Here are the cutoff times for making a deposit or transferring funds from another Chase account: At a branch before it closes At an ATM before 11 PM Eastern time (8 PM Pacific time) When transferring money on chase.com or Chase Mobile ® or using Chase QuickPay ® with Zelle ® before 11 PM Eastern time (8 PM Pacific time).

Posting order is the order in which we apply deposits and withdrawals to your account. We provide you with visibility into how transactions are posted and in what order to help you better manage your account.

When we transition from one business day to the next business day we post transactions to and from your account during our nightly processing. The order in which we generally post items during nightly processing for each business day is:

  1. First, we make any previous day adjustments, and add deposits to your account.
  2. Second, we subtract transactions in chronological order by using the date and time of when the transaction was authorized or shown as pending. This includes ATM and Chase banker withdrawals, transfers and payments; automatic payments; chase.com or Chase Mobile online transactions; checks drawn on your account; debit card transactions; wire transfers; and real time payments. If multiple transactions have the same date and time, then they are posted in high to low dollar order.
    There are some instances where we do not have the time of the transaction therefore we post at the end of the day the transaction occurred:
    • We are unable to show the transaction as pending; or
    • We don't receive an authorization request from the merchant but the transaction is presented for payment.
  3. Third, there are some transactions that we cannot process automatically or until we've completed posting of your chronological transactions. This includes Overdraft Protection transfers or transfers to maintain target balances in other accounts. We subtract these remaining items in high to low dollar order.
  4. Finally, fees are assessed last.

If you review your account during the day, you will see that we show some transactions as “pending.” For details, refer to the section “Pending” transactions in the Deposit Account Agreement. These transactions impact your available balance, but have not yet posted to your account and do not guarantee that we will pay these transactions to your account if you have a negative balance at that time. We may still return a transaction unpaid if your balance has insufficient funds during that business day's nightly processing, even if it had been displayed as a “pending” transaction on a positive balance during the day. If a transaction that you made or authorized does not display as “pending,” you are still responsible for it and it may still be posted against your account during nightly processing.


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Chase QuickDeposit℠

Deposit checks with the Chase Mobile® app.

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Fast

Use Chase QuickDeposit℠ on the Chase Mobile® app to deposit your checks and access your funds quickly.

Chase Direct Deposit Time 2020

Convenient
Chase direct deposit time

Save a trip to the branch and deposit checks on your schedule, virtually anytime and anywhere.

Secure

Deposit checks securely from your mobile phone or tablet. We protect your information and never store your passwords or check deposit data and images on your mobile device.

Get the Chase Mobile® app

How to get started

Watch how it works with this helpful how-to video.

Sign in

Choose 'Deposit checks' in the navigation menu of your Chase Mobile® app and choose the account. 

Take pictures

Enter the check amount and tap 'Front'. With our new 'Auto Capture' feature, the picture of the front and back of the endorsed check will be captured — or you can choose to take the pictures manually.

Submit the deposit

Confirm the details, submit and you're done.

Common questions answered

How does Chase QuickDeposit℠ work?

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In the Chase Mobile® app, choose “Deposit Checks” in the navigation menu and select the account. Enter the amount of the check and tap 'Front'. With our 'Auto Capture' feature, the picture of the front and back of the endorsed check will be captured — or you can choose to take the pictures manually. Verify your information and submit your deposit. After you submit, you can deposit another check or view the receipt. You’ll get an email when your deposit is received — and another when it’s accepted. If the deposit is rejected, you’ll also get an emailed explanation. Remember to properly endorse the back of the check with your signature and 'For electronic deposit only at Chase.'

When will my funds be available?

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Deposits submitted before 11 PM Eastern time on a business day generally will be available by the next business day. Deposits submitted after 11 PM or on a non-business day will be processed the next business day. However, we may delay availability if we require further review of the deposit. Any information about delayed availability will be provided in the Secure Message Center, which is accessible in the main navigation menu.

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What should I do with my check(s) after I’ve deposited it?

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After you complete your transaction, write “deposited” and the date of deposit on the face of the check. Please retain the marked check for two business days or until you receive our notification that your QuickDeposit has been accepted. After that time, you may destroy it.

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Chase Direct Deposit Time Frame

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Chase Pending Deposit

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When Do Direct Deposits Post To Banks

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